Total Loss Evaluations COMMERCE TOWNSHIP
Insurance trying to total your car? Get a State-Certified Master Tech's second opinion.
Insurance companies are quick to declare a vehicle a "total loss" if the repair cost reaches a certain percentage of the car's actual cash value. But their math isn't always right, and their first offer is rarely their best.
Don't Settle Until We Look At It
Often, an insurance adjuster will write a preliminary estimate based purely on photos, miss critical details, or incorrectly calculate the current market value of your specific vehicle trim and condition. If they declare it a total loss prematurely, you're the one left without a car and a lowball settlement check that won't cover a replacement.
At Commerce Collision, our State-Certified Master Auto Mechanic, Sam, can provide a comprehensive second opinion. We tear down the vehicle to find the true extent of the damage, generate an accurate repair plan, and can help negotiate with the appraiser to keep your car from being totaled if it's safe and economical to repair.
If It Is A Total Loss
If the frame is irreparably compromised or the repair truly exceeds the value, we will tell you straight. We help you gather the documentation needed to prove the vehicle's pre-accident value to the insurance company so you get the maximum payout you are owed.
Our Process
- 1.Initial ReviewBring us the insurance company's initial estimate and offer for a professional review.
- 2.Vehicle Tear DownWe properly disassemble the damaged area to assess exactly what is broken.
- 3.Master Tech BlueprintSam writes a completely accurate, undeniable repair blueprint based on OEM procedures.
- 4.Negotiation SupportWe present the facts to the insurance adjuster to either justify the repair or maximize your total loss payout.
See our other services: Collision Repair, 24/7 Towing.